Wuhan Wusheng Pet Hospital:

Address: 101 Wusheng Lu, Wuhan

Tel: 027-8378492

Langage: Chinese

Mingxiang Pet Hospital of Huazhong Agricultural University

Hankou Branch
Address: 1055 Jiefang Dadao, Wuhan
Tel: 027-82449360
Opening hours: 8h30-21h30

Wuchang Branch
Address: on the opposite of Wuhan University, Wuchang District, Wuhan
Tel: 027-87864107
Opening hours: 8:30-19:00

Langage: Chinese and English
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Moving overseas is an important decision that, along with excitement, brings numerous concerns. Both new and experienced expatriates view the purchase of medical insurance to be an additional cause of anxiety and stress.

In your home country, the majority of people are provided with medical insurance by an employer. Even if your employer does not provide medical insurance there are many sources of good information to help and assist you. However, that changes once you move overseas. Not all companies have the experience to assist their employees with medical insurance overseas, and expatriates often have to take care of medical insurance on their own.

China’s insurance market is still at a relative immaturity stage as compared to developed countries and dominated by domestic insurance companies. Foreign insurers are still very new to the Chinese market and have yet to make significant inroads into the domestic insurance industry.

These are your options when you go to China:

• No insurance

• Insure at an international company located in China (AXA Minmetals Interglobal, MSH…)

• Insure via your home insurance

• Insure at a Chinese company (IMG Ping’An, Goodhealth Chinalife, Taiping…)

Most insurance companies provide these types of plans:

• Individual plans

• Family plans

• Group plans

• Travel plans

• Teacher plans

Every international health insurance policy can be fully customized to meet individual needs and requirements. Health insurance policies allow individuals to customize their level of cover. Understanding the definitions and key terms of a policy means that you know what to expect from your plan.

The main coverage options to consider before purchasing a plan:

• Chronic Conditions

• Dental

• Emergency Assistance and Evacuation

• In-Patient: Treatment at any medical facility or hospital where an overnight stay is deemed medically necessary. Coverage typically include: organ transplants, x-rays, pathology, ambulance transportation, MRI-scans, PET-scans, CT-scans etc.

• Traditional Chinese Medicine

• Out-Patient: The prodedure does not require hospital admission and may also be performed outside the premises of a hospital

• Maternity

• Overall Maximum Benefit

• Pre-Existing Conditions: These can potentially affect the insurer’s decision to provide cover. For group insurances, according to the number of employees and the gravity of the conditions, the insurer will still consider to cover it.

• Deductibles: The amount of expenses that must be paid out of pocket before an insurer will cover any expenses. It is normally quoted as a fixed quantity and is a part of most policies covering losses to the policy holder. The higher the deductible, the lower the premium, and vice versa.

• Geographic Coverage: Mainland China only, worldwide including USA and Canada or excluding USA and Canada but with coverage in case of emergency in these area.

• Waiting periods

• Payment options: The major players on the insurance market have a wide network of medical facilities where you don’t need to pay in advance. It is recommended to use these hospitals within the insurers’ network.

Many people take out a health insurance policy with the intention of having coverage over the course of their lifetime. It is therefore advisable that you understand the ins and outs of any policy before purchasing it. Plans will vary due to individual requirements, when purchasing a policy it is good to think about what you would like your plan to provide.

Differences between individual and group insurance

Individual insurance is a policy that you purchase from an insurance company on your own and not through an employer to cover your health. You can choose coverage either for your own or including your family. Even if you have pre-existing conditions, some insurance companies still provide coverage for you. Since this policy is covering you alone or just including your family members, the premium is usually higher and more expensive compared with the group plan.

Group healthcare is generally purchased by the employer to cover their employees. Basically, the premium is relatively lower than an individual policy because it is based on a group of people who have the similar job base. An important note, there is no assurance that the employees are coverd by the policy once they are retrenched by the employers or they have resigned from the company. When someone is switching from group health insurance to an individual one, the most obvious difference is the increment of the premium.

So, now a comparative study on individual and group health insurance. We are only showing you the major players on the Chinese insurance industry who were nice and fast enough to send us their information.

Medical Overview

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Click on image to enlarge

Overview Group Insurance

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Over the next two years, the company says it will set up 1,000 stores across the country, equivalent to the combined total it has opened over the past 17 years. Cities in Hubei province will be a priority, according to the company’s Greater China General Manager, Mr Luo Jingren.  Over the next three years, Watson will open 19 stores in Hubei province, each with a floor space of 300 sq metres, including nine in Wuhan alone.

Source: www.yangtzebusinessservices.com

Ins Ausland zu ziehen ist ein großer Schritt, welcher, neben Abenteuer und Aufregung, auch die ein oder andere Sorge mit sich bringt. Sowohl neue, als auch erfahrene Auswanderer empfinden den Abschluss einer Krankenversicherung als zusätzlichen Stressfaktor.

In Ihrem Heimatland ist wohl die Mehrheit der Leute über den Arbeitgeber, bzw. gesetzlich krankenversichert. Selbst wenn sich Ihr Arbeitgeber nicht um die Krankenversicherung kümmert, so gibt es zumindest eine Fülle an hilfreichen Informationen, die Ihnen zur Verfügung stehen. Dies wird anders, sobald Sie ins Ausland ziehen. Nicht alle Unternehmen verfügen über ausreichend Erfahrung, Ihren Angestellten mit einer Krankenversicherung im Ausland zu helfen und so ist ein Großteil der Auswanderer mit diesem Belang auf sich selbst gestellt.

Chinas Versicherungsmarkt ist zum gegenwärtigen Zeitpunkt noch recht unausgereift, zumindest im Vergleich mit westlichen Ländern. Der Markt wird Großteils von chinesischen Versicherungen dominiert. Ausländische Versicherungen sind noch sehr neu auf dem Markt und konnten sich bisher noch eher weniger in der Industrie etablieren.

Folgende Optionen haben Sie, wenn Sie nach China gehen:

• Keine Versicherung
• Abschluss einer Versicherung mit einem internationalen Versicherungsunternehmen mit Sitz in China (AXA Minmentals Interglobal, MSH, …)
• Abschluss einer Versicherung mit einer chinesischen Versicherung (IMG Ping’An, Goodhealth Chinalife, Taiping, ….)

Die meisten Versicherungen werden die folgenden Pakete anbieten:

• Individuell zugeschnittener Versicherungsschutz
• Familienversicherung
• Gruppenversicherung
• Reiseversicherung
• Krankenversicherung für Lehrer

Jeder internationale Krankenversicherungsvertrag kann vollständig auf Ihre persönlichen Bedürfnisse zugeschnitten werden. Die Krankenversicherungpolizze gibt dem Einzelnen die Freiheit, den Umfang des Versicherungsschutzes selbst zu bestimmen. Indem Sie den Inhalt und die Hauptpunkte einer Versicherungpolizze verstehen, wissen Sie automatisch, was (und was nicht) Sie an Leistungsumfang erwarten können.

Die Hauptfaktoren, die Ihren persönlichen Versicherungsschutz beeinflussen:

• Chronische Krankheiten
• Zahnersatz
• Medizinischer Notdienst und Rücktransport
• Stationäre Behandlung: Behandlungen in jeder Art von medizinischer Einrichtung, sofern übernachten als medizinisch notwendig erachtet wird. Üblicherweise wird das folgende durch die Versicherung gedeckt:
  Organtransplantationen, Röntgen, Pathologie, Krankentransport, Kernspin, PET und CT.
• Traditionelle chinesische Medizin
• Ambulante Patienten: die Behandlung kann stationär durchgeführt werden, auch außerhalb eines Krankenhauses.
• Mutterschaft
• Allumfassender Gesamtschutz
• Vorher existierende Bedingungen: Diese können gegebenenfalls die Entscheidung des Versicherers, ob er Versicherungsschutz übernehmen will, beeinflussen. Besonders im Fall von Gruppenversicherungen wird es sich der Versicherer, je nach Vorbedingungen, vorbehalten, ob er Versicherungsschutz gewährleistet.
• Selbstbeteiligung: In der Regel wird die Selbstbeteiligung als fester Satz in der Versicherungspolizze festgehalten. Es gilt: je höher die Selbstbeteiligung, desto niedriger der Versicherungsbeitrag und umgekehrt.
• Geographischer Versicherungsschutz: Nur auf dem Festland Chinas, weltweit, einschließlich USA und Canada ODER ausschließlich USA und Canada (jedoch inklusive Notfallschutz in diesen Regionen).
• Wartezeiten
• Zahlungsoptionen: Die Hauptakteure im Versicherungsgeschäft verfügen über ein weitläufiges Netz an medizinischen Einrichtungen, bei denen Sie nicht im Voraus zahlen müssen. Es ist zu empfehlen, diese, im Netzwerk des Versicherers enthaltenen Einrichtungen zu nutzen.

Viele schließen eine Krankenversicherung mit der Aussicht auf lebenslangen Versicherungsschutz ab. Daher ist es zu empfehlen, dass Sie sich genauestens darüber informieren, was die Versicherung übernehmen wird und was eben nicht. Versicherungspolizzen variieren je nach individuellen Anforderungen. Es ist daher ratsam, sich genau zu überlegen, wo ihre Prioritäten liegen, bevor Sie die Versicherung abschließen.

Der Unterschied zwischen einer individuellen und einer Gruppenversicherung

Bei der individuellen Krankenversicherung handelt es sich um eine Versicherungspolizze, die Sie persönlich, nicht über Ihren Arbeitgeber, direkt bei der Versicherung erwerben. Sie können wählen, ob die Versicherung nur für Sie oder auch für Ihre Familie gilt. Selbst für den Fall, dass Sie über vorexistierende Bedingungen verfügen, ist die Wahrscheinlichkeit, eine Versicherung zu finden, die Sie krankenversichert, recht hoch. Da der Versicherungsschutz nur für Sie, oder im Höchstfall noch für Ihre Familie, gilt, ist der Versicherungsbeitrag wesentlich höher, als bei einem Gruppenplan.

Die Gruppenversicherung wird in der Regel vom Arbeitgeber zur Versicherung seiner Angestellten abgeschlossen. Grundsätzlich ist der Beitrag relativ niedrig, da es sich bei den Versicherten um eine Gruppe von Menschen mit derselben Arbeitsstätte handelt. Wichtig hierbei ist, dass es keine Garantie für einen fortwährenden Versicherungsschutz nach Entlassung durch den Arbeitgeber oder eigenständige Kündigung gibt. Wechselt man von einer Gruppen- zu einer Individualversicherung, ist der Hauptunterschied der Anstieg des Versicherungsbeitrags.

Medizinische Übersicht

Klicken Sie zum Vergrößern auf die Tabelle.

Klicken Sie zum Vergrößern auf die Tabelle.

Übersicht Gruppenversicherung

Hopeful Hearts is a Charity organization whose aim is to raise money for medical treatment of under-privileged Chinese children.
Maxxelli blog has earlier posted this blog which thoroughly explains what Hopeful hearts do.

Maxxelli being a continuous supporter of this noble case, hereby present a short introduction and the entire annual report;

We are excited to have helped 28 children receiving a chance at life through much needed heart surgery.
Since the foundation of Hopeful Hearts it has been 117 children altogether.
We are starting 2010 with 12 new children on our waiting list and will again give our best to help these precious ones receiving “hopeful hearts”.

We would like to thank you for your generous contribution in 2009 and hope for your continued support this year.

Kind regards,
the Hopeful Hearts Team

Hopeful hearts annual report –

https://www.surveymonkey.com/s.aspx?sm=GWH3UVT9A1VmIWvYsxvVpw_3d_3d
We will try our best to answer it!

Because your opinion is important to us, a gift will be offered to thank you for your help!

SOS International is the world’s largest medical assistance company, with operations in 41 countries and 25 alarm centers, committed to the healthcare needs of travelers 24 hours a day 365 days a year.

In case of local hospitalization, SOS International will check the facilities and the quality of the local hospital. In case they believe the hospital is not capable enough, SOS will arrange transfer to another hospital. They will also check your medical status with the local hospital and discuss with the patientor family.

There are three alarm centers in China; in Beijing, Shanghai and Hong Kong. SOS has established relationships with over 150 major hospitals and emergency centers throughout China. They have a close working relationship with air force, ground force, and Chinese and international commercial airlines. SOS can depend on support from local health authorities and tourism administrations.

Their wholly owned clinics operate in countries where medical care of an international standard is unavailable, or where cultural and language barriers make it difficult to receive appropriate care.

Services:

• Primary care
• Diagnostic care
• 24/7 emergency care
• Simple vaccination
• Emergency heart attack treatment
• Specialist care in many fields, including: gynecology, pediatrics and ophtalmology
• Complimentary information sessions
• Pre-natal and post-natal care
• Immigration health checks
• First-aid training
• Occupational health programs
• International-standard pharmacy
• Laboratory and diagnostic services
• X-ray and ultrasound tests
• Dentistry
• Physical therapy
• Counseling

Membership

Make sure you buy your membership for this clinic. You can choose between a corporate and an individual membership. More information can be found on the website of SOSInternational.

Address of SOS International in Wuhan:

Ginkgo Village, Dongfeng Sunshine City, Guan Hu Street, Hanyang District (沌口东风阳光城银杏园)

Opening Hours:

Mon – Fri: 9 Am – 12 Pm and 4 Pm – 7 Pm
Sat: 10 Am – 12 Pm

December 1st, was the “Brussels’ AIDS Charity” Day.

A special dinner buffet has been served priced at 118RMB, of which 20 RMB went to “Brussels’ AIDS Charity.”

For every alcoholic drink that you ordered, you received a lottery ticket. At the end of the night lottery has been held to win several prizes, including dinner vouchers, hotel vouchers and some free meals. Next to this 2 RMB has been donated for every drink ordered to the “Brussels’ AIDS Charity.”

The grand total of the charity up till now exceeds RMB 98.000. At the first of December 2009 the new account year for the “Brussels’ AIDS Charity” is starting.

About Brussels’ AIDS Charity by David Wilmots:

As many of you know I used to work in Wuhan as an AIDS-prevention worker, supported by the Belgian Government & ZhongNan Hospital, Wuhan University Medical College and Hubei CDC & Hubei health bureau (2000 till 2004). As I still felt the urge after this working period to do something with AIDS related issues, I started the “Brussels’ AIDS Charity” from my newly opened Belgian restaurant “Café Brussels.” In first instance I started this project by myself, but soon hereafter other parties saw the good intensions and joined me in my quest.

Partners:

The first and main partner for this project was Prof. Gui Xi’en, Chief Physician, Department of Infectious Diseases, ZhongNan Hospital. He is a devoted Professor who has worked with AIDS patients for many years and is known throughout China & the rest of the world for his work (ref. Time Magazine, October 2005). He is most willing to be our local source & partner;

The second partner is Ms. Elsa Gade, well known for her leadership of WOW (Women of Wuhan), publisher of the web newsletters for foreigners in Wuhan and freelance writer/journalist for Wuhan Tourism and many other Wuhan magazines;

The third partner is a French organisation called “Solidarité Ginkgo”. This organisation that has is main goal to collect funds and goods for people in need.

Our request:

Donate 6.000 RMB to complete the Normal education (GAO ZHONG) till 18 Years old for one child for a three year term;
Donate12.000 RMB to complete a Technical/Professional Education after GAO ZHONG for one child for a three year term;
Donate 35.000 RMB to complete an University education for one child for a five year term;
Donate whatever you wish; also small donations are very welcome.

All donated money will be held on a specially opened account for this charity at ZhongNan hospital, which is open for inspection.

To keep our donators satisfied, we will update them all by newsletter (quarterly) that will provide you with the following information:
Name and reference of the sponsored children, their education and progress;
Scores at the end of terms;
And for those sponsors, who require it, contact info of the sponsored child (with the child’s agreement).

We will keep full records of all children and their files can be viewed upon any reasonable request (respecting the privacy of sponsors and children) at Café Brussels.

We will publish yearly both the received and spend funds in detail.

All our partners are volunteers, thus no sponsor money will be spent for operational cost, transport, publishing etc.

If you have any remarks, questions or suggestions, please feel free to contact us at the following address: Cafe_brussels@hotmail.com

Thank you for your support.

David Wilmots

There are 2000 beds in the hospital. Among 19 clinical departments, 13 medical technical departments and 19 secondary specialty departments, the internal medicine of cardiovascular disease and respiratory disease, surgery (general surgery), obstetrics and gynecology are the national-level key disciplines.  Meanwhile, the hospital is a member of International First-aid Center of Asia. It is equipped with many modernized and advanced diagnosis equipment of international level such as hyper-conductive magnetism resonance device, X lancet device, 16 spirals CT, and 1250mAx smooth machine, etc.

The hospital offers comfortable environment for patients. Every ward is equipped with central suction, central oxygen supply, central calling out, and central air-conditioning, etc. There is a dedicated parking apron on the top floor of the new clinic building for helicopters, and the patients that will receive first aid can reach the medical emergency center from the apron within 3 minutes.

The hospital has a strong medical and technical capacity. Of more than 3000 staff, there are 111 with highest professional title, 219 with the second-grade professional title, 104 advisors for doctoral degree postgraduates and 289 advisors for master degree postgraduates.

With an annual capacity of 1,600,000 outpatients and 50,000 inpatients, as the pioneer of performing complete cost auditing management, the hospital has gained remarkable benefits in this field. Winning successively 3 times the title of the Best Unit of Civilization in Hubei, it was awarded different titles of National 3-A Hospital, one of top 100 Best Hospital nationwide. In 2003, it was honoured the title of the Model Unit of National Spiritual Civilization.

Contact Information

Address: No.1095, Jiefang Avenue, Wuhan, Hubei Province（汉口解放大道1095号), P.R. China 430030
Tel: 0086-027-8366 2688
Fax: 0086-027-8364 6605

There are 4 national key projects, 6 provincial key projects in Union hospital, with 6 research institutes, 22 doctor-degree units and 28 master-degree units in Union Hospital. Many renowned doctors are in Union Hospital, including more than 300 professors and associate professors, 86 doctoral advisors.

Annual outpatients of Union Hospital are 1.38 million, in-patients are 38 thousand annually, with 19 thousand operations each year. Major medical service afforded by Union Hospital is among the first several in China.

Union Hospital is well equipped with advanced medical instruments, including one first-class oncology center, 16-splice spiral CT, gamma knife, hyperconductive MRI, PET, themotherapy instruments and so on.

Contact Information

Address: No.1277, Jiefang Avenue, Wuhan, Hubei Province（汉口建设大道1277号), P.R. China 430022
Switchboard: 0086-027-8572 6114
For information, please dial: 0086-027-8572 6754
For emergency, please dial: 0086-027-8572 6110 or 0086-027- 8572 6120
E-mail to president: yzbgxx@whuh.com
Network tel: 0086- 027-85726822